15 courses · 4 learning paths
Every topic, in the order it depends on.
Follow the sequence for a broad foundation, or choose the path closest to your current question. Every course is free, requires no account and takes at least ten minutes to read.
Learning path
Money Foundations
Start with cash flow, emergency savings, debt, credit and insurance. These four lessons establish the vocabulary and systems used throughout the curriculum.
- 01
Learn Budgeting, Cash Flow and Net Worth
Learn how budgeting, cash flow, inflation, net worth and everyday big purchases like a car fit together, with a practical monthly review system.
22 min · 3,817 words · 9 topics combined - 02
Learn Emergency Funds and Debt Payoff
Learn how to size emergency savings, choose a debt-payoff method, evaluate banking costs and handle windfalls, medical bills and high-interest debt.
19 min · 3,407 words · 13 topics combined - 03
Learn Credit, Identity Protection and Scams
Learn how credit scores, credit repair, identity theft and financial scams work, and how to protect your money when sending it.
11 min · 1,980 words · 5 topics combined - 04
Learn Insurance: Coverage, Costs and Limits
Learn how premiums, deductibles and limits work across life, renters, travel, pet and umbrella insurance.
11 min · 1,968 words · 6 topics combined
Learning path
Investing & Markets
Learn portfolio design before products, then examine funds, companies and the economic forces behind market headlines.
- 05
Learn Investing: Fundamentals and Behavior
Learn how to evaluate investing information, avoid recurring costs, read basic stock mechanics and recognize behavioral traps.
12 min · 2,119 words · 9 topics combined - 06
Learn Markets: Rates, Inflation, Oil and Geopolitics
Learn how interest rates, inflation, recessions, oil prices and geopolitics move markets, without relying on predictions.
15 min · 2,655 words · 12 topics combined - 07
Learn Portfolio Construction and Risk
Learn asset allocation, rebalancing, concentration risk and how to keep a portfolio resilient through volatile and irregular-income periods.
11 min · 1,975 words · 7 topics combined - 08
Learn Index Funds, ETFs and Diversified Exposure
Learn how index funds, ETFs, gold, commodities and currency exposure work as ways to diversify a portfolio.
12 min · 2,028 words · 6 topics combined - 09
Learn Company Analysis: Earnings and Valuation
Learn how to read earnings reports and balance sheets, evaluate growth-stock valuation, and spot dividend and hype traps.
11 min · 1,973 words · 6 topics combined - 10
Learn IPOs, Private Markets and Equity Compensation
Learn how IPOs and SPACs work, what private and pre-IPO investing risks look like, and how startup equity compensation is structured.
12 min · 2,020 words · 7 topics combined - 11
Learn Crypto: Stablecoins, DeFi, NFTs and Taxes
Learn how stablecoins, DeFi, NFTs, crypto regulation and crypto taxes actually work, separated from price speculation.
11 min · 1,957 words · 6 topics combined
Learning path
Retirement & Work
Connect retirement accounts and taxes to earning, freelancing, benefits, career decisions and interruptions in income.
- 12
Learn Retirement Accounts and Tax Basics
Learn how 401(k)s, IRAs, HSAs, tax brackets and retirement withdrawals work, with comparisons for account choice and long-term planning.
21 min · 3,605 words · 13 topics combined - 13
Learn Income, Freelancing and Small-Business Money
Learn how self-employment taxes, business structures, career capital, salary negotiation, layoffs and irregular income affect financial planning.
15 min · 2,637 words · 12 topics combined
Learning path
Life Decisions
Use full-cost thinking for housing and major purchases, then organize family, education and estate-planning decisions.
- 14
Learn Housing Costs, Mortgages and Home Equity
Learn how to compare renting and buying, total homeownership costs, mortgages, refinancing, HELOCs and house-flipping economics.
12 min · 1,991 words · 7 topics combined - 15
Learn Family Money and Estate Planning
Learn the basics of beneficiaries, wills, trusts, powers of attorney, family finances, education savings and long-range financial planning.
16 min · 2,726 words · 12 topics combined
LEARN, THEN VERIFY
Education is a starting point.
These lessons explain concepts and trade-offs. They do not know your complete circumstances, and they do not replace qualified financial, tax or legal advice.